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Careers: Loan Officer


Builders Capital is looking for a Loan Officer that must have construction finance experience to join our fast-growing company! This is an incredible opportunity to join the largest private construction lender in the country, at a time when our loan products are needed more than ever, and we are on an incredible growth trajectory. As a Loan Officer, you’re going to bring your expertise in construction finance to partner with builders, developers, investors, and brokers for both of our retail and wholesale channels.

You will use your network combined with exceptional corporate support to build your book of business across the country. We do not restrict you to defined sales territories nor do limit you to focus on one specific sales channel. This is an opportunity for proven Loan Officer looking to take their career to the next level by rolling up their sleeves and working tirelessly to do so.

Builders Capital offers a suite of loan products to builders and developers that is second to none… Our ability to think creatively with deal structure agile in-house operations and servicing teams, speed to fund, and technology suite help set us apart from others. Our top LO’s fund hundreds of millions of loan volume per year. Builders Capital, is the nation’s largest private construction lender and has originated over $8 Billion in New Construction loans since inception, contributing to the construction of tens of thousands of new homes.

Day to Day:

  • Drive sales by structuring and originating various residential loan types including vertical (ground up) construction, vertical construction loans with acquisition and/or horizontal (land development) components, bridge loans, multifamily loans involving DSCR calculations, warehouse credit facilities, and more.
  • Develop and cultivate relationships with builders, sub-contractors, architects, engineers, real estate agents, title companies, appraisers, and investors (among others) to continue to expand the company footprint and brand. Our goal is to create long-term customer partnerships where we “wash, rinse, repeat” new transactions with existing customers.
  • Identify borrower needs specific to each project, structure appropriate loans following established lending guidelines and using provided software, answer borrower questions, address borrower concerns or issues, communicate and follow up with borrowers throughout the process (start to finish), ensure loans move smoothly through our internal systems and departments.
  • Work with your in-house support team while quarterbacking the process of document collection and discovery, underwriting, loan committee approvals and closing of each loan.
  • Maintain borrower relationships post-closing, continue to understand borrower’s perpetual pipeline, respond to and address borrower’s post-closing concerns should there be any.
  • Develop and maintain client database to enable effective use of a CRM.
  • Provide consultation and sound advice on loan structure and expectations while qualifying borrowers.
  • Develop and maintain a personal business plan which includes all aspects of loan originations from customer service, maintaining and building relationships, networking, marketing/prospecting, and delivering agreed upon origination goals.
  • Effectively lead transactions by communicating with all team members and interested parties.
  • Forecast territory sales results for senior leadership.


  • MUST HAVE 2+ years’ of construction finance experience in residential or commercial mortgage, preferably with expertise in construction financing highly organized and the ability to deal with complexity, turning ambiguous inputs into solid action plans.
  • Polished communication skills.
  • Ability to think outside of the box to solve problems.
  • Highly ethical, with an unwavering commitment to doing right by our clients and the company.
  • A true team player with proven ability to lead across organizations and departments.
  • Thrives in a fast pacing, ever changing environment.


  • Revamped commission structure Loan Officers earn double the commission for 2024, with uncapped commission potential.
  • Health insurance – Builders Capital pays 100% of employee Medical insurance premiums.
  • Schedule flexibility.
  • Remote work flexibility.
  • Unlimited sales geography throughout the United States.
  • Flexibility to work directly with borrowers, or through broker relationships.

This job posting highlights the most critical responsibilities and requirements of the job; however, there may be additional duties, responsibilities, and qualifications for this job.

Construction Loan Services II LLC (Builders Capital) and its affiliates are Equal Employment Opportunity (EEO) employers and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.