Loan Products Overview
Construction Loan Options Built Around Your Pipeline
Builders Capital offers a full suite of private construction loan options designed for experienced home builders and developers managing multiple projects at once. Whether you need AD&C all-in-one financing, new ground-up construction loans, build-to-rent funding, or short-term bridge stabilization capital, our construction loan products are structured around your pipeline — not a single deal.
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CAPITAL SOLUTIONS
Explore Our Construction Loan Products
Builders Capital offers financing solutions designed to support residential builders through development, construction, and stabilization.
AD&C All-in-one
Land acquisition, horizontal development, and vertical construction — all in a single loan for experienced builders.
New Construction Loans
Flexible construction financing for ready-to-build lots. Designed for single-family, townhome, and condo new builds.
Built-to-Rent Loans
Purpose-built construction financing for build-to-rent communities, single-family rentals, and long-term portfolio development.
How We Lend
Construction Financing for Your Pipeline
Fewer restrictions, clearer capital capacity, and financing that works with the realities of residential development.
1
Understand the Builder
We evaluate the builder’s experience, operating model, and pipeline.
2
Establish Capital Capacity
An exposure limit up to $350MM is structured to support the builder’s broader production.
3
Deploy Capital Across Projects
Projects move forward within that capacity with less friction between approvals
How Our Approach Compares
Capital Solutions that Remove Friction
Builders Capital
Competitors
Traditional Bank
Loan Products
Wide variety tailored for builders (construction, BTR, etc.)
Limited product customization
Standardized products; fewer options for developers
Industry Expertise
Over 15 years in private construction lending and experienced leadership
Varies; some specialize in lending but lack deep construction focus
Limited real estate and construction-specific expertise
Leverage
Competitive LTC & LTV
Varies
Lower LTC ratios, requiring higher builder equity
Flexibility
Creative, builder-focused solutions
Moderate flexibility
Moderate flexibility
Technology Access
24-hour online access to loan details and draw requests
May offer basic online tools
Minimal tech integration; relies heavily on manual processes
Geographic Reach
Nationwide presence
Regional or limited to specific areas
Regional or local scope
Origination Fees
Transparent
Varies, often with hidden or layered fees
Higher, with additional hidden fees
Borrower Relationship
Focused on shared success and long-term relationships
Focused on shared success and long-term relationships
Focused on shared success and long-term relationships
Trusted by Builders Nationwide
Private Construction Lending at Scale
Builders Capital is a national private construction lending platform designed to support experienced builders through multiple market cycles with construction loan programs backed by proven, at-scale execution.
$17+ Billion
Projects Financed
500+
Builders Supported
18,000+
Homes Built
15,000+
