PRODUCT OFFERINGS

Bridge Stabilization Loan

Flexible Capital for Transitional Needs.

When time is of the essence, bridge loans provide short-term financing to secure opportunities. Ideal for acquisitions, project pivots, or refinancing needs.

Term (up to)
12 months
Loan Amount
Minimum Loan Amount
$500,000
Maximum Loan Amount Per Unit
$3,000,000
Maximum Loan Amount
$20,000,000
As Repaired / Improved LTV
≤75%
LTC
N/A
Purpose
Interim financing for completed or nearly completed home inventory.
Property Types
Vertical: Single Family,Condo,2‐4 Unit Properties, Townhouses, and Multifamily (land-only not allowed)
Total Units Per Loan
Multiple properties per loan allowable if in the same jurisdiction

Recently Funded

No items found.
No items found.
the builders capital difference

Advantages of our loans:

Builders Capital
Competitors
Traditional Bank
Loan Products
Wide variety tailored for builders (construction, BTR, WRAP, etc.)
Limited product customization
Standardized products; fewer options for developers
Industry Expertise
Over 15 years in private construction lending and experienced leadership
Varies; some specialize in lending but lack deep construction focus
Limited real estate and construction-specific expertise
Leverage
Competitive LTC & LTV
Varies
Lower LTC ratios, requiring higher builder equity
Flexibility
Creative, builder-focused solutions
Moderate flexibility
Moderate flexibility
Technology Access
24-hour online access to loan details and draw requests
May offer basic online tools
Minimal tech integration; relies heavily on manual processes
Geographic Reach
Nationwide presence
Regional or limited to specific areas
Regional or local scope
Origination Fees
Transparent, with reuse benefits (e.g., WRAP product) and credit programs (MOR)
Varies, often with hidden or layered fees
Higher, with additional hidden fees
Borrower Relationship
Focused on shared success and long-term relationships
Focused on shared success and long-term relationships
Focused on shared success and long-term relationships
key metrics

Strength In Numbers: Our Impact

$12+ Billion
Historic Production
18,000+
Homes Built
15,000+
Lots Developed

Let’s build something together.

Builders Capital prides on being builders’ most valued relationship. We are here for you.