Material order rebate (mor) Program

Double the Benefits for Smarter Building

At Builders Capital, we know that every dollar matters in construction. That’s why our Material Order Reimbursement (MOR) Program is designed to maximize your savings and streamline your project financing. With MOR, you don’t just get access to discounted materials—you also earn credits and rebates to offset origination fees, keeping more money in your pocket.

Material Discounts

Leverage our partnerships to secure lower costs on essential materials, ensuring your budget stretches further.

Origination Fee Rebates

Every material purchase earns you credits that reduce or offset loan origination fees, adding even more value to your project financing.

Get MOR from your loan

How the MOR Program works.

Close your loan with Builders Capital and with every eligible material order fulfilled through BIMQuote, your loan will be credited with a rebate to offset your origination fee – up to the full amount of the origination fee!*

Close your loan

Order materials through BIMQuote

Earn credits to offset origination fees

*Partial credits may apply, dependent on material orders. Not available for all projects or locations. Servicing and processing fees may apply.

Why Builders Choose MOR

Save Twice

Enjoy both upfront material discounts and the long-term benefit of origination fee credits.

Improve Cash Flow

Reinvest savings directly into your project, whether it’s labor, additional materials, or the next phase of construction.

Simplified Financing

MOR integrates seamlessly into your Builders Capital loan, eliminating extra steps and giving you complete control over your resources.

Program Features

Available Across All Loan Types

From All-In-One Loans to Bridge Loans, MOR enhances any Builders Capital financing package.

Rebates That Work for You

Credits tied directly to material purchases help reduce loan costs, putting money back into your bottom line.

Exclusive Builder Benefits

Designed specifically for residential developers, MOR offers value unmatched by traditional lending solutions.

"I recently had the pleasure of working with Builder Capital, for my construction financing needs, and I couldn’t be more satisfied with the experience! From the initial consultation to the final approval, the team was incredibly knowledgeable and supportive.They took the time to understand my project and tailored a financing solution that fit perfectly!"

"Ms. Drake at Builders Capital has been so great to work with. She makes everything feel so seamless. Construction has its ups and downs, but it makes things a lot better when you have a trusted and dedicated company working with you. Our projects run so smoothly."

"Jennifer T, our portfolio manager, has been a tremendous help and is extremely diligent. She reviews all details in depth which has been a great benefit to our organization!"

"Sam Drake has been an unbelievable asset to Builders Capital. She truly engages with the situation and helps find solutions. Even though Builders Capital is a large company, she makes it feel personable. Without a doubt, working with her will keep all of our business going to Builders Capital. Congratulations on such an amazing employee."

"Over the past two months, Jennifer at Builders Capital has taken over our account and quickly proven to be an invaluable asset. Builders Capital has two major loans on our communities, and Jennifer seamlessly stepped into her role, taking over the management of these loans from her predecessor with remarkable efficiency. From the start, she actively engaged with us, requesting timely updates and identifying key areas to streamline the draw process."

"I have worked with many lenders over the years and Builders Capital by far has been the best lender we have worked with on our build projects. They provide personal attention and are a true advocate for our company. Jennica is so amazing, always responsive and easy to work with on funding requests."

"I have been working with Builders Capital for the last three years. Even in tough economic times, they made my project possible. My transaction coordinator, Jennie Drake, has been so helpful and responsive. She makes draws quick and solutions to questions even quicker. Big thanks to the entire team!"

Miranda Schwab has been a pleasure to work with. I highly recommend her and rate her 6 stars. She is extremely helpful and understands how to get things done quickly. She goes above and beyond, long past regular working hours, and truly understands the relationship with a developer. Once again, she is a great asset we are extremely lucky to have her as our representative from Builders Capital. It’s been a pleasure working with her.

“I have been working with Jennifer Trent Transaction Coordinator/Portfolio Manager since this loan was originated. She has provided the best customer service. I have had the pleasure of working with many in the construction lending end of this business. She is at the top of the list. She works the problems out no matter the size or issues. Thanks for your effort.”

“Great experience with Builders Capital so far! I have been very satisfied with Marissa, Beth, Dave and Thatcher. A special thank you to Marissa for the daily help and hard work.”

"Working with Chanell Vernon has been a very pleasant experience. She’s attentive, knowledgeable, and extremely helpful with my project. I’m looking forward to doing more business with Builder’s Capital."

"We have loan accounts with Builder Capital for two years now. The loan draw process is smooth and timely. If any assistance is needed the help is always available. Our loan officer Jennie Drake is excellent and always goes above and beyond to accommodate us. I am very grateful for her timey help!"

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FAQs

What is BIMQuote, and how do I place material orders?

BIMQuote is a cutting-edge Building Information Modeling (BIM) platform that transforms 2D building plans into precise 3D models. These models generate accurate quantity takeoffs, which can be used to create quotes and purchase orders with material providers. To place an order, simply log into the portal, upload your plans, and wait for quotes generated from the takeoffs. Once you're ready, you can approve a quote and create a purchase order directly in the platform.

When will material order credits be applied to my loan?

Credits earned through eligible material orders will be applied to the origination fee portion of your loan as materials are purchased and paid for.

Can I still earn credits if I have an existing supplier contract?

Absolutely! You can choose to order only specific material categories through BIMQuote if you have existing supplier agreements. Credits are earned on all eligible materials ordered and fulfilled through the platform.

What if BIMQuote’s pricing is higher than quotes I’ve received elsewhere?

BIMQuote typically offers significant savings through national pricing agreements. If your regional supplier provides a lower “apples-to-apples” quote, we’ll work with our providers to match or beat that price. Beyond competitive pricing, BIMQuote streamlines reimbursements, simplifies the draw process, and provides project coordinators to ensure timely delivery.

Do I need build plans to use BIMQuote?

Yes, detailed build plans are necessary to create a 3D model and generate accurate takeoffs. If you don’t have plans yet, you can purchase them through Customhome.ai, and those plans may be eligible for reimbursement or credits toward your origination fee when materials are ordered through BIMQuote.

How is the rebate calculated?

Rebates are based on the total value of materials ordered and delivered through the platform. While initial estimates are provided at the time of order submission, final rebate amounts are confirmed once the purchase order is placed.

What happens if I decide not to order materials through BIMQuote?

No problem! You’re not obligated to purchase any items included in your initial rebate estimate. Your rebate will be based solely on materials actually ordered and delivered.

How can you offer such significant material discounts?

Builders Capital leverages bulk purchasing power and streamlined order processes through national partnerships. These efficiencies allow us to secure preferred pricing while adding value for suppliers, manufacturers, and borrowers alike.

Can I use BIMQuote for only part of my project?

Yes! You can use BIMQuote to order materials for select portions of your project or test the platform with a smaller purchase. Rebates will be applied based on the actual items ordered and delivered.

Is the origination fee rebate available for condos and multifamily projects?

Yes, the rebate is available for a variety of project types, including single-family homes, condos, and multifamily developments.

How quickly will I receive material bids?

Material bids are typically returned within five business days of your loan closing. Some categories may require additional time, but an option is available to generate 3D models and collect bids before closing for a nominal fee. Note that material pricing may fluctuate based on supplier programs.

Still have questions about the MOR Program?

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