PRODUCT OFFERINGS
Revolving Credit Facilities Loan
Simplified Solutions for Complex Needs.
Consolidate multiple funding needs under one structure with The WRAP. This flexible solution is tailored to support diverse phases of project financing.
Term (up to)
24 months
Loan Amount
Minimum Loan Amount
$5,000,000
Maximum Loan Amount Per Unit
$2,000,000
Maximum Loan Amount
$40,000,000
As Repaired / Improved LTV
Development
≤55%
Lot
≤60%
Vertical
≤60%
Master Facility Max
≤60%
LTC
Development
≤80%
Lot
≤85%
Vertical
≤85%
Master Facility Max
≤85%
Purpose
From horizontal land development to vertical construction, borrowers can reuse capital over a 24 month period without any additional origination fees.
Property Types
Horizontal: Entitled land with zoning in place.
Vertical: Single Family,Condo,2‐4 Unit Properties, Townhouses, and Multifamily
Total Units Per Loan
Multiple properties per loan allowable if in the same jurisdiction
Recently Funded
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No items found.
the builders capital difference
Advantages of our loans:
Builders Capital
Competitors
Traditional Bank
Loan Products
Wide variety tailored for builders (construction, BTR, WRAP, etc.)
Limited product customization
Standardized products; fewer options for developers
Industry Expertise
Over 15 years in private construction lending and experienced leadership
Varies; some specialize in lending but lack deep construction focus
Limited real estate and construction-specific expertise
Leverage
Competitive LTC & LTV
Varies
Lower LTC ratios, requiring higher builder equity
Flexibility
Creative, builder-focused solutions
Moderate flexibility
Moderate flexibility
Technology Access
24-hour online access to loan details and draw requests
May offer basic online tools
Minimal tech integration; relies heavily on manual processes
Geographic Reach
Nationwide presence
Regional or limited to specific areas
Regional or local scope
Origination Fees
Transparent, with reuse benefits (e.g., WRAP product) and credit programs (MOR)
Varies, often with hidden or layered fees
Higher, with additional hidden fees
Borrower Relationship
Focused on shared success and long-term relationships
Focused on shared success and long-term relationships
Focused on shared success and long-term relationships
key metrics
Strength In Numbers: Our Impact
$12+ Billion
Historic Production
18,000+
Homes Built
15,000+
Lots Developed
